Lifestyle insurance

ANZCover Lifestyle Protection Plan

This isn't just life insurance, it's lifestyle insurance. It's designed to help you and your loved ones maintain your lifestyle and financial wellbeing if anything serious should happen to you.

How it works

ANZCover Lifestyle Protection Plan includes unlimited Life Cover and offers three optional benefits that cover major trauma, total temporary disability and redundancy or bankruptcy. Simply choose the combination of cover that suits your needs.

Product information

Life Cover

This cover helps provide financial assistance to your family in the event of your death or if you are diagnosed as terminally ill.

  • A lump-sum payment provides the flexibility to instantly repay debt or use as a source of income to maintain your family's current lifestyle.
  • Choose the amount of cover you think you'll need - there's no limit.
  • Funeral benefit - this provides an advance payment of $10,000 of your Life Cover Benefit to help pay funeral related expenses.
Trauma Cover

This optional cover can help provide financial security for you and your family if you are diagnosed with one of 12 serious illnesses.

Use the lump-sum payment however you choose. For example:

  • to help repay your home loan
  • to help you recuperate
  • to help cover your living expenses.

Cover is 50% of your Life Cover sum insured, up to a maximum of $500,000.

Total Temporary Disability Cover

This optional cover can help pay for your living expenses after a serious accident or illness.

  • Allows you to focus on your recovery without financial stress.
  • Provides a monthly payment of up to $3,000 for up to 24 months.
Redundancy/
Bankruptcy Cover

Another optional benefit that can help to cover your living expenses if you're made redundant or declared bankrupt, leaving you free to focus on your next career step.

  • Up to $3,000 a month for up to three months if you're made redundant, or
  • A lump sum of up to $9,000 if you're declared bankrupt.
Discounts

You may be eligible for our 10% Big Picture discount if you:

  • are an investment client of OnePath (NZ) Limited
  • have any other ANZ insurance product(s)
  • are an ANZ shareholder
  • are an anz@work customer.

How to apply

For more information or to apply for ANZCover Lifestyle Protection Plan contact an ANZ Customer Service Consultant:

Telephone icon
Call 0800 ANZ 2 YOU (0800 269 296)

IMPORTANT: This is a summary only of the cover and features that may be available. Terms, conditions and exclusions apply. For more details, including copies of the policy documents, contact any ANZ branch.

ANZCover Lifestyle Protection Plan is underwritten by OnePath Insurance Services (NZ) Limited and distributed through ANZ, part of ANZ National Bank Limited. ANZ may receive a commission on any policy it arranges.

No member of the ANZ National Bank Limited Group or any other person guarantees OnePath Insurance Services (NZ) Limited or any of the products issued by it.