-
Personal (You are here) . Press enter to show hide sub-menu options.
- Personal Find out more about our personal accounts & banking services
-
Accounts
Everyday & savings accounts, term deposits & moving to NZ
-
Credit & prepaid cards
Apply for, manage or compare our range of cards
-
Home loans & mortgages
View, compare or manage a home loan designed for you
-
Personal loans
Our range of personal,
student, graduate loans -
Insurance
Options to protect both
you & your family -
Investments & advice
Investing, retirement & financial planning advice
-
Private Bank
Solutions to create, manage
& protect your wealth -
Travel &
foreign exchange Foreign currency accounts, travel money & payments -
Ways to bank
Choose to bank with us by internet, mobile or branch
-
Business Press enter to show hide sub-menu options.
- Business Visit our Business homepage
-
Accounts
Get the right bank account
for your business -
Borrowing
A flexible range of finance options for your business
-
Credit cards
Credit card options to
suit your business -
Merchant services
EFTPOS & card payment
solutions -
Investments & advice
Term deposits & access
to a financial adviser -
International trade
Services to help you manage offshore trade commitments
-
Tools, forms & guides
Resources to help you plan
& manage your business -
Asian business banking
Mandarin & Cantonese speaking business managers
-
Ways to bank
Access your banking how
& when it suits you
-
Commercial & Institutional Press enter to show hide sub-menu options.
- Commercial & Institutional Products & services for businesses turning over more than $2M
-
Banking for your business
Get help with your banking
& financing needs -
Transaction services
Cash management, accounts payable & receivable solutions
-
Finance
Flexible property & asset
finance solutions -
Global markets
Foreign exchange, interest rates & risk management
-
Trade & supply chain
Solutions to help importers
& exporters -
Economic &
markets research Latest news & commentary from our economics team -
Ways to bank
Find a relationship manager
or an online service
- Rural Press enter to show hide sub-menu options.
-
About us Press enter to show hide sub-menu options.
- About us Find out how we do things at ANZ
-
Our company
Who we are & how we
do business at ANZ -
Media centre
Current ANZ media releases
& announcements -
Shareholder centre
Information on dividends, shares, AGM & presentations
-
Careers
Opportunities to work
with us at ANZ -
Corporate Responsibility
Our approach & commitment
in the community -
Debt investor centre
Debt investor information
-
Canterbury earthquake information
CHCH branches and offices closed following quake
- Store Press enter to show hide sub-menu options.
Which home loan is right for you?
Here is a summary of our flexible mortgage options.
Whatever your situation or your goals, ANZ have a home loan to suit you. Or, you can mix and match different types of mortgages to your particular needs. Here’s an overview of ANZ mortgages. For more information on the home loan options available, click on the link of each option.
ANZ Fixed Rate Mortgage
An ANZ Fixed Rate Mortgage is ideal if you need to know exactly how much your regular home loan repayments will be.
- You can budget with confidence.
- You are protected from interest rate rises during the fixed rate term.
- You can make extra repayments of up to 5% of your home loan balance (up to $10,000 each year without incurring an early repayment cost).
ANZ Simple Variable Mortgage
An ANZ Simple Variable Mortgage is ideal if you want the flexibility to use extra cash to help pay off your loan earlier.
- You can make extra repayments on your home loan any time you like.
ANZ FlexiPlus Mortgage
An ANZ FlexiPlus combines a mortgage with a current account. It’s ideal if you need flexible access to credit or if you’re a good money manager and want to pay off your home loan sooner.
- You have access to credit for any purpose at a competitive home loan interest rate.
- You can use any extra money you have to reduce your home loan balance and save on interest.
ANZ Split Mortgage
With an ANZ Split Mortgage you can combine different home loan types to get the best of each.
- You can split your home loan between fixed and variable interest rates.
- You can choose any combination of ANZ Fixed Rate, ANZ Simple Variable and ANZ FlexiPlus mortgages.
More information
For more information or to apply for an ANZ Home Loan:
Contact an ANZ Mobile Mortgage Manager
Call 0800 ANZ HOME (0800 269 4663)
Visit your nearest ANZ branch
ANZ lending criteria, terms and conditions and fees apply to all loans.
A copy of terms, conditions, fees and the Reserve Bank Disclosure Statement published by ANZ National Bank Limited may be obtained on request from any ANZ branch.
This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008. It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.
You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.