ANZ Visa Gold or ANZ Gold MasterCard

ANZ Gold Visa or Gold MasterCard

An ANZ Visa Gold or ANZ Gold MasterCard offers some great extras:

  • a higher credit limit
  • Overseas Travel Insurance when you use your card to pay for your travel
  • commission-free foreign currency when you buy it through any ANZ branch in New Zealand
  • plus, transfer your balance from another bank's credit card to any ANZ credit card and pay just 2.99% p.a. for six months on balances transferred.

An ANZ Gold MasterCard also has “ANZ Contactless” functionality. This means that you can make purchases under NZ$80 where you see a Contactless EFTPOS terminal, by simply tapping your card when instructed.

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Interest rate on purchases

Interest rate on cash advances

Interest rate on balance transfers

2.99% p.a. for the first six months*

Interest free days on purchases

Up to 55 days

Minimum credit limit

$5,000

Annual fee

$80 p.a.

Additional card

$25 p.a.

  • Access your ANZ cheque or savings accounts through your credit card.
  • Access your account balance and transactions via Internet Banking, Phone Direct or any ANZ ATM.
  • With a PIN on your card, you can access your accounts 24 hours a day at 350,000 ATMs around the world that display the Visa PLUS symbol (cash advance and currency conversion fees apply).

*Your interest rate will revert to the standard interest rate at the end of the first six months. Interest rates are subject to change.

The ANZ Visa Gold and Gold MasterCard offer complimentary travel insurance when you pay for at least half of your pre-paid travel expenses with your card.* Overseas Travel Insurance covers:

  • overseas medical expenses
  • cancellations and lost or damaged luggage.

For a policy document containing full details, you can visit any ANZ branch or call the Chartis Call Centre on 0800 499 666.

Help speed up the claim process by downloading the following:

When you apply for an ANZ credit card, we may ask you to provide proof of income and identification.

 

Proof of income

One of the following:

  • your most recent payslip or salary notice
  • copies of bank statements that show your pay or salary deposits
  • a letter from your employer confirming your income
  • an Inland Revenue Department (IRD) "summary of earnings" notice.

If you're self-employed, you must supply:

  • signed financial statements for the past two years
  • a signed personal Statement of Financial Position
  • your personal tax return.
Proof of Identification

A copy of one or two items from List A. If you provide only one item from List A, you must also provide one item from List B.

List A

  • Current passport
  • New Zealand drivers licence
  • Photo credit card.

List B

  • Most recent bank statement
  • Debit card
  • Credit card
  • Community services card
  • Club or society card.

 

Your ANZ credit card will be inactive when your receive it.

To activate your card:

Telephone iconCall 0800 658 044 (international +64 9 522 3010)

Telephone iconCall ANZ Phone Direct (0800 103 123)

How to apply

For more information or to apply for an ANZ Visa Gold or ANZ Gold MasterCard:

Apply online icon
Apply online
Telephone icon
Call 0800 ANZ CARDS (0800 269 277) 8am to 8pm, Monday to Friday and 9am to 4pm, Saturday
Enquire online icon
Enquire online
Visit branch icon
Visit your nearest ANZ branch

*Terms, conditions, exclusions (such as age limitations) and eligibility criteria apply to Overseas Travel Insurance. A copy of the terms and conditions that apply to Overseas Travel Insurance are in the ANZ Premium Card Travel Insurance Terms and Conditions (PDF 156kB), or ask for a copy at any ANZ branch. Overseas Travel Insurance is issued/insured by Chartis Insurance New Zealand Limited ("Chartis").

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