ANZ Serious Saver

We’re serious about helping you to save. That’s why if you can save at least one instance of $20 (as a single deposit) during your account’s key-date cycle each month (and not make any withdrawals) we’ll reward you with bonus interest and you’ll go in the draw to win great cash prizes! 

Take a look at the features below to see how rewarding it can be to save with competitive interest rates and the chance to win cash prizes.

Product information

Rewards

This savings account helps you achieve your goals by rewarding you with:

  • interest on every dollar
  • bonus interest when you make a single deposit of at least $20 or more during your account's monthly key-date cycle* (not including credit interest) and make no withdrawals
  • a chance to win each month - there’s a top prize of $10,000, plus 90 prizes of $1,000 to be won.

You’ll get one entry into the monthly prize draw for every dollar your balance increases within your key-date cycle. So the more you save each month, the more chances you have to win in the monthly draw.

Customers with an ANZ transactional account^, get double entries in the monthly prize draw as well.

Interest

Interest is calculated daily and credited monthly on your account’s key date. Your monthly key date will either be the day on which you opened your account, the end of each calendar month or another date of your choosing when you opened your account.

Access

You get 24 hours a day, seven days a week access to withdraw, transfer money, pay bills or make account enquiries through:

Note that you need to register for the above services.#

ATMs and EFTPOS machines can also be used to gain account access or you can visit your nearest ANZ branch.

Withdrawals

Built-in safeguards will help you to save. You can make one free withdrawal in your account's monthly key date cycle – after that, you pay $5 for each withdrawal.

Because we want to help you save – if you don’t save at least one instance of $20 during your key-date cycle each month, you won’t get your bonus interest or entries into the month’s prize draw as well.

Additional
features

We'll waive the establishment fee on your first automatic payment from another ANZ account into your ANZ Serious Saver account.

How to apply

For more information or to apply for ANZ Serious Saver, contact an ANZ Customer Service Consultant:

Apply online icon
Apply online
Telephone icon
Call 0800 ANZ 2 YOU (0800 269 296) 24 hours a day, seven days a week
Enquire online icon
Enquire online
Visit branch icon
Visit your nearest ANZ branch

* You get bonus interest when you make a single deposit of at least $20 or more (not including credit interest) and make no withdrawals during your account's monthly key date cycle (note that the deposit has to be a single payment – for example, two deposits of $10 don’t count). Your monthly key date will either be either the day on which you opened your account, the end of each calendar month or another date of your choosing when you opened your account.

^ Transactional accounts include the Everyday Account, Go Account, Advantage Account, Youth Account, Student Account, Graduate Account, Control Account, Premier Account and FlexiPlus. Business transactional accounts are also included; Business Current Account, Equity Credit Line, Non-Profit Organisation Account, Local Authority Account, Farm Equity Credit Line and Access Business Account.

** Registration required.

# Service fees may apply if you use ANZ Phone Direct, Pay Anyone or Bill Payment. Non-ANZ ATM fee also apply, and account transaction fees may apply.

For more information about our fees please refer to the Service Charges brochure (PDF 156kB) for a full list of charges that apply, for example honour fees/Automatic Payment establishment and amendment fees.

A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.  This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008.  It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

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