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ANZ Advantage - Accounts

ANZ Advantage

ANZ Advantage is a high interest, everyday account designed for customers who consistently maintain a credit balance. It offers competitive, tiered credit interest rates on all credit balances.

Product information

Monthly fee

$10.00

This monthly account fee will be waived if an average monthly balance of $5,000 or more is maintained during the account's key-date cycle.*

Free transactions
No transaction fees apply to ANZ Advantage.
Interest rates
Rewards
  • No fee for using other banks' ATMs in NZ
  • Tiered interest on all credit balances
  • Free deposits
  • Free withdrawals (both electronic and manual).
Overdraft

An ANZ Overdraft is available upon application.**

Access

Round the clock access via various channels:

Additional features

Optional cheque book available.

How to apply

For more information or to apply for an ANZ Advantage:

Apply online icon
Apply online
Telephone icon
Call 0800 ANZ 2 YOU (0800 269 296) 24 hours a day, seven days a week
Enquire online icon
Enquire online
Visit branch icon
Visit your nearest ANZ branch

* The day you open your account is the start of each monthly key-date cycle. So if you open your account on the 11th of the month, your account's key date cycle will run from the 11th of that month to the 10th of the following month.

** ANZ lending criteria may apply. Credit facility and loan approval fee may apply.

# Registration required.

^ Eligibility criteria, terms and conditions, and fees apply. Mobile phone provider charges apply to Mobile Phone Banking and registration is required.

Service charges apply to things you may not do every day like making a withdrawal from an ATM outside New Zealand or making a branch deposit or withdrawal of over $2,000 in cash in one business day. Please see the ANZ Service Charges brochure, available at any branch, for more information.

For more information about our fees please refer to the Service Charges brochure (PDF 116kB) for a full list of charges that apply, for example honour fees/Automatic Payment establishment and amendment fees.

A copy of the Bank's General Disclosure Statement and the Bank's Disclosure Statement prepared under the Securities Markets Act 1988, is available on request from any ANZ branch, free of charge.

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