Compare accounts

Details ANZ Go ANZ Everyday ANZ Advantage
Monthly account fee Free $5.00 $15.00
Electronic transaction fees* Free Free Free
Manual transaction fees** $3 per transaction Free Free
Non-ANZ/National Bank ATM transaction fee
in New Zealand		 $1 $1 $1

Service fees for:

  • Bill Payment
  • Pay Anyone
 Free Free Free
Internet Banking and Phone Direct access Free Free

Free

*Electronic transactions include transfers or withdrawals made via ANZ or National Bank ATMs, EFTPOS, ANZ Internet Banking, ANZ Phone Direct, or ANZ TXT Banking, Pay Anyone or Recurring Payments setup/amendment online.

**Manual transactions include cheques, ATM deposits, deposits and withdrawals at the branch or the contact centre.

Details ANZ Youth ANZ Student ANZ Graduate
Monthly admin fee Free Free Free
Deposits (electronic
and manual)		 Free Free Free
Electronic withdrawals Free Free Free
Manual withdrawals
(including cheques)		 Free Free Free
Non-ANZ ATM transaction
fee in New Zealand		 $1 $1 $1

Service fees for:

  • Automatic payment
  • Bill Payment
  • Pay Anyone
 Free Free Free
Internet Banking and Phone Direct access Free Free Free
Accessible via ANZ Online Call Account ANZ Serious Saver ANZ Term Deposits
Internet Banking

 Yes

Yes

View balance only
Phone Direct Yes Yes No
Branches Yes Yes No
ATMs Yes Yes No
Mobile Banking Yes Yes No
Eftpos No Yes No
Minimum deposit to earn interest $1 $1* $5,000
Notes     No access during the investment term

Eligibility criteria apply for some of these accounts. Full details of terms, conditions and fees, together with current interest rates, may be obtained from any ANZ branch.

For more information about our fees please refer to the Service Charges brochure (PDF 156kB) for a full list of charges that apply, for example honour fees/Automatic Payment establishment and amendment fees.

A copy of the Bank's General Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on this website or on request from any ANZ branch, free of charge.  This material is for information purposes only. Its content is intended to be of a general nature, does not take into account your financial situation or goals, and is not a personalised financial adviser service under the Financial Advisers Act 2008.  It is recommended you seek advice from a financial adviser which takes into account your individual circumstances before you acquire a financial product. If you wish to consult one of ANZ's financial advisers, please contact us on 0800 269 296.

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